Skip to content
Freedom AccountsAct of 2027

Section 1602

November 1. A report to the People.

Not later than November 1 of each year, the President shall publish a report — in total and per eligible person. English is the language of the report. This page also shows a personal year-over-year snapshot: your account next to your share of the national debt.

  1. 01

    Same day, every year

    November 1 is fixed in the Act. No agency picks a flattering month. The President publishes totals and per-person figures the same day.

  2. 02

    What the law requires

    Trust value, year-end leftovers, property and mineral credits, ineffectual-spending actions, healthcare and education bill-pay, the 0.75% fee, and Social Security floors versus invested balances.

  3. 03

    Ownership next to debt

    The same window shows your Freedom Account and your share of the national debt. Public numbers, not a press release.

Section 1602

The President’s November 1 report

In total and per eligible person. A State may provide a courtesy translation. The controlling text is English.

  1. 01Trust and aggregate account value, in total and per eligible person
  2. 02Year-end spend-it-or-lose-it credits
  3. 03Real property and mineral credits
  4. 04Ineffectual-spending amounts designated, approved, and rejected
  5. 05Healthcare and education bill-pay totals
  6. 06The 0.75 percent fee
  7. 07Guaranteed Social Security floors versus invested balances

Example statement

Jane Q. Citizen · November 1, 2036

Continues the monthly statement example. One year later, Jane can see both lines: her account vs. her share of the debt. Illustration only — not a live account.

  • Your account, your name. Not GDP. Not a departmental dashboard. An inheritable balance.
  • The comparison is public. If the debt share keeps climbing faster than ownership, the numbers say so.
  • English is the language of the Trust. Same rules for every eligible citizen and lawful permanent resident.

Freedom Accounts

Annual snapshot · November 1, 2036

Not audited

Account holder

Jane Q. Citizen

Eligible citizen · FAN issued 2028

As of

November 1, 2036

Compared with November 1, 2035

+11.7%

Your Freedom Account · year over year

$52,621 → $58,798

+$6,177 this year

Invested this year

$2,940

Market gain (illustration)

$3,237

Your share of national debt

$159,938 → $166,336

+4.0%

A measure that does not exist today. Sample only — not a live account.

National illustration

Per person from January 1, 2028

Same clock math: about $2,941 invested each year per person, debt growing at 4% a year. Pick a November 1. 2028 is the first report after accounts open, so year-over-year percent starts in 2029.

Freedom Account per person · Nov 1, 2036

+16.4%

$29,125 → $33,893

+$4,769 this year

Invested this window $2,941 · market path +$1,828

Debt per person · same window

+3.5%

$153,830 → $159,187

+$5,357 this year

The same report goes out nationwide every November 1.

Illustration, not a guarantee. Account growth is a chosen compounding path (3%, 6%, or 9%) plus annual investment. Debt uses the clock’s 4% path. Markets go up and down. The design is the date and the comparison — not a promised return.

Watch the long clockPersonal calculator