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Personal illustration

What compounding ownership looks like

Set a name, a yearly contribution, a starting floor (the Social Security paid-in amount that remains guaranteed), and a time horizon. Compare 3%, 6%, and 9% growth on permitted public-market indexes. Teaching tool — not financial advice, and not a dump of historic outlays in year one.

Growth scenario

You · after 30 years

$232,510

Illustration only. Not a guarantee. A 0.75% management fee is not subtracted here.

3%
$139,919
6%
$232,510
9%
$400,880
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